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Fundamentals

Making the Complex Simple

Tax Planning

For every dollar made, keep as much of that dollar as legally possible.

  • Employer Benefits Analysis
  • Deferred Compensation
  • Tax Loss Harvesting
  • Education Planning (529 plans)
  • Estate Tax Mitigation
  • Collaboration with CPA and Attorney Relationships

Investment Management

Every dollar kept has a plan to grow in a way that fits its objective.

  • Asset Location
  • 401k Rollovers
  • Roth Conversions
  • Self-Employed Retirement Solutions (SEP IRA, Pension plan, Solo 401k)
  • Portfolio Construction

Risk Management

As the dollars grow, they should be protected from all that you hope never happens.

  • Risk Management Needs Analysis
  • Life Insurance Planning
  • Long Term Care Planning
  • Disability Planning

Asset Distribution Planning

Once you have grown the dollars, you know how to spend them down efficiently.

  • Cash Flow Analysis
  • Social Security Optimization
  • Pension/Annuity Maximization
  • Withdrawal Strategies

Estate / Legacy Planning

After your lifetime, the dollars go to the right places, in the right way, as you intended.

  • Estate Tax Mitigation
  • Business Transition Strategy
  • Legacy/Lifetime Gift Strategy

Financial Representatives do not render tax advice. Consult with a tax professional for tax advice that is specific to your situation.